Insurance Coverage

Back to Home | Life


Life Insurance

We know you value your family and recognize the importance of providing affordable options so that you can protect your family's lifestyle and future goals. Life Insurance allows a person to grieve without the emotional stress of how they will maintain their current income, lifestyle, provision for their children, or even funeral costs. Molano Insurance + Financial Services is here to help you through this process. We have strategically partnered with companies that are financially strong, have a record of quick claim service and quality customer service. He also takes time to understand and know his customer’s lifestyles and personal needs. This ensures that his customers find a life insurance product that is “Not too Large and Not too Little” for their lifestyle.

Life Insurance Options

Term Life Insurance- Provides a death benefit for a set amount of time. A customer can choose from a 10-year, 20-year, or 30-year term. Through this option life, insurance benefits are guaranteed during the term chosen. This option is often chosen when a customer:

  •  Desires a Lower Premium
  • Has a Specific Financial Debt They Desire Protection From
  • Desires to Provide for Their Spouse and/or Loved Ones in the Event of Death for a Set Time Frame
  • Desires to Initiate a Term Life Policy with the Intent of Converting it into a Whole Life Policy in the Future